Verified directory
Banking & payments infrastructure for fintechs in the US
105 banking & payments infrastructure firms that help fintech companies build, get licensed and scale in the US.
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Verified scaling partners in this list include Citi, Deutsche Bank, FIS, Fiserv and Infosys Finacle, among 105 in the US.
Banking & payments infrastructure in the US
AdyenA global payment platform.AirwallexCross-border payments and treasury infrastructure.Allianz TradeA trade credit insurer offering fintechs and B2B lenders embedded credit insurance and payment protection. Owned by Allianz.AlviereAn embedded-finance platform for enterprises.AugustusProgrammable dollar and euro accounts for fintechs and digital asset firms, covering Swift, domestic rails and stablecoin payments on its own Marble core.AUSTRIACARDA card manufacturing, personalisation and secure data management group serving banks and governments.BackbaseA digital-banking customer-engagement platform for banks and financial institutions.BlueSnapA global payment orchestration and processing platform.Celtic BankA sponsor bank behind fintech lending and card programs.Checkout.comA London payments processor and acquirer, one of Europe's most valuable fintechs.ChubbAn insurer whose Chubb Studio platform lets banks, fintechs and digital platforms embed its insurance.CitiA bank whose Citi Services unit offers banking-as-a-service and virtual accounts to fintechs, including digital-asset platforms.Coastal Community BankA sponsor bank powering banking-as-a-service programs.ColumnA nationally chartered developer bank offering direct access to rails.ComarchBanking, finance and insurance software.CompoSecureA maker of premium metal payment cards and the Arculus card-based crypto security product.ComvivaTech Mahindra subsidiary whose mobiquity Pay platform runs mobile money and wallets for clients including Inwi Money and MOVii.ConveraA B2B cross-border payments and FX provider.CoreCardCredit-issuing and card-processing software for banks, fintechs and lenders, part of Euronet since October 2025.CorelationA core-processing platform for credit unions.Corpay Cross-BorderA B2B cross-border payments and currency-risk provider.CorServA card-issuing platform for banks and fintechs.Craft SiliconCore-banking and payments software for banks and microfinance.Cross RiverA technology-focused bank powering fintech products via APIs.Crown Agents BankA UK bank providing cross-border payments, FX and trade finance into emerging markets.Deutsche BankA German bank offering accounts, payments, FX and liquidity services to fintechs and non-bank financial institutions.Emprise BankA sponsor bank supporting fintech and BaaS programs.Episode SixPayments and card-issuing infrastructure for banks.EuroclearA Brussels-based financial market infrastructure group for securities settlement, custody, collateral management and fund distribution.Federated HermesA US asset manager offering a money market fund designed as reserve assets for stablecoin issuers.FinastraLending and payments software provider, maker of Loan IQ and Global PAYplus, which agreed in 2026 to sell its core banking business.FinixA payment processing and facilitation platform.FinxactA cloud-native core banking platform, part of Fiserv.FireblocksDigital-asset custody and infrastructure.FISBanking and payments technology at global scale.FiservPayments and financial-services technology, including the Clover platform.FlutterwavePayments infrastructure, card issuing and banking-as-a-service for businesses.Form3Cloud-native account-to-account payments processing.Giesecke+DevrientPayment, card and security technology for banks.Global PaymentsA worldwide payment-technology company for merchants.Green DotA banking-as-a-service platform and issuer behind embedded programs.HighnoteAn embedded card-issuing and program-management platform.HTS (Hopper Technology Solutions)A travel booking, loyalty portal and travel fintech provider for banks and airlines, from Hopper.i2cA card issuing and payment processing platform.IDEMIAPayment cards, digital identity and security technology.IncreaseAPI-first banking and payments infrastructure covering ACH, wires, FedNow and card issuing, now operating its own bank, Increase Bank.InfinantAn embedded banking and BaaS enablement platform for banks.Infosys FinacleDigital core-banking suite used by banks worldwide, from Infosys.Intellect Design ArenaListed provider of core-banking and transaction platforms.Jack HenryA core banking and payments technology provider for banks.Lead BankA technology-forward sponsor bank for fintech programs.LithicDeveloper-first card issuing via API.MambuA cloud core-banking platform used by banks and fintechs.MangopayPayment infrastructure for marketplaces and platforms.MarqetaA modern card-issuing platform used by fintechs to launch card programs.MenigaDigital-banking, data and engagement software.MeridianLinkA digital lending and account-origination platform for lenders.Modern TreasuryPayments platform with one API to onboard customers, open accounts and move money across bank rails and stablecoins.MVB BankA US bank offering fintechs acquiring and card-issuing sponsorship, banking-as-a-service and online-gaming payments. Owned by MVB Financial.nCinoA cloud banking platform for onboarding, lending and account opening.NiumGlobal real-time payments infrastructure for cross-border payouts.NIUM / Instarem for PlatformsCross-border collection and payout rails.Nucleus SoftwareLending and transaction-banking software for banks.NuveiA global payment technology and acquiring provider.OnafriqPan-African payments hub for collections, disbursements and card issuance.OpenPaydBanking-as-a-service and embedded finance via a single API.Oracle Financial ServicesBanking, payments and financial-crime compliance software for financial institutions, deployable as SaaS, hybrid or on-premises.PathwardA bank powering embedded finance and banking-as-a-service.PaymentologyA global issuer-processor for card programs.PaysafeA global payments platform for processing and digital wallets.Piermont BankA digital sponsor bank for banking-as-a-service programs.PismoA cloud-native processing and core-banking platform, now part of Visa.PNCA US bank offering fintechs BIN sponsorship, API access to payment rails, receivables financing and liquidity.Q2Digital banking and lending software for financial institutions.RapydA global payments and fintech-as-a-service platform.SAP FioneerFinancial-services software for banking and insurance.SBSFormerly Sopra Banking Software and now part of 74Software, providing core banking, payments, cards, open banking and lending platforms to 1,500+ institutions.ScotiabankA Canadian bank offering payment APIs and correspondent banking to fintechs and non-bank financial institutions.Shift4An integrated payment processing and commerce platform.SilaA payments and banking API for money movement.SilverflowA cloud-native card-acquiring platform.SimetrikA financial-reconciliation and control platform for enterprises.SoFi Tech SolutionsA payments and card-issuing processor powering many fintech programs.State Street Investment ManagementAn asset manager offering stablecoin issuers a government money market fund built to hold their reserves. Owned by State Street.StripePayments infrastructure and APIs used by businesses of every size.Sutton BankA sponsor bank powering fintech card and payment programs.SwiftThe member-owned cooperative running the main global messaging network for cross-border payments between financial institutions.SyncteraConnects fintechs with sponsor banks to launch financial products.Tag SystemsA payment card manufacturing and personalisation company that also offers tokenization and mobile payment services. Now owned by AUSTRIACARD Holdings.TCS BaNCSTata Consultancy Services' core-banking and financial platform.TemenosCore-banking software widely deployed across banks and financial institutions.TerraPayCross-border payout infrastructure reaching wallets and banks.The BancorpA sponsor bank behind many fintech card and account programs.Thought MachineA cloud-native core-banking platform.Thread BankA sponsor bank for embedded banking and fintech programs.ThunesA cross-border payment network connecting wallets, banks and cards.Treasury PrimeAn embedded-banking API network connecting fintechs and banks.UnitAn embedded-finance platform for launching accounts, cards and payments.VitessePayment and treasury infrastructure for insurers.WallesterA Tallinn card-issuing platform and Visa principal member, built on its own API.WebBankA sponsor bank powering many fintech lending and card programs.Wise PlatformThe infrastructure arm of Wise for cross-border payments.WorldlineA major European payment-services provider.WorldpayA merchant acquiring and payment-processing company for businesses of all sizes. Now owned by Global Payments.ZetaA cloud-native core banking and card-issuing platform.
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