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Thought Machine

Banking & payments infrastructureUKUSEuropeAsiaAustralasia
Headquarters
London, UK
Category
Banking & payments infrastructure
Speciality
Core banking

About

Thought Machine is a London-headquartered software company that builds cloud-native core banking and payments technology. It was founded in London in 2014, and its Vault platform has two parts. Vault Core handles products such as current accounts, savings, loans, mortgages, credit cards and wallets, while Vault Payments covers payment orchestration, account-to-account processing, and card issuing and processing. Lloyds Banking Group became its first tier 1 client in 2016, and other clients featured on its site include Bancolombia, Trust Bank and Intesa Sanpaolo. The company serves global, national, mid-size and regional banks as well as fintechs and digital banks, from regional hubs in London, New York and Singapore and offices in Lisbon, Miami and Sydney.

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