Verified directory
Card schemes & networks for fintechs in Europe
23 card schemes & networks firms that help fintech companies build, get licensed and scale in Europe.
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Verified scaling partners in this list include American Express, Discover Global Network, Mastercard, UnionPay International and Visa, among 23 in Europe.
Card schemes & networks in Europe
American ExpressA global network and issuer with fintech partnerships.BancomatItaly's domestic card and payment scheme.Bancontact CompanyFormerly Bancontact Payconiq, the operator of Belgium's domestic payment scheme, now running cards, mobile QR payments and Wero acceptance under one Bancontact brand.BankAxeptNorway's national debit payment scheme.BizumSpanish mobile payment service owned by 24 banks, letting users pay by phone number for person-to-person transfers, online shopping and in-store purchases.BLIKPolish mobile payment system using one-off six-digit codes, launched in 2015 by six banks and since expanded into Slovakia and Romania.BORICAThe operator of Bulgaria's national card scheme, card switch and instant payments infrastructure.Cartes BancairesFrance's domestic card payment scheme.DankortDenmark's national debit card scheme.Discover Global NetworkA global payment network open to fintech partners.EURO KartensystemeThe scheme manager of Germany's girocard debit card system, owned by German banks and savings banks.European Payments InitiativeA bank-backed European payments company operating the Wero wallet for account-to-account payments.GirocardGermany's domestic debit card scheme.iDEALDutch bank-based online payment method launched in 2005, now moving to Wero, with all merchants due to switch by end-2027.JCBJapan's international card network.MastercardA global card network powering fintech programmes.NPCI InternationalOperator of UPI and RuPay, expanding real-time payment rails internationally.SIBS (MB WAY)Portugal's payment processor and operator of the MB WAY scheme.SwishSwedish mobile payment service in use since 2012 and operated by Getswish AB, with business uses spanning e-commerce, in-store payments and payouts.TWINTSwitzerland's leading mobile payment scheme.UnionPay InternationalChina-based card network with international acceptance.VisaA global card network and fintech-infrastructure partner.Wero (EPI)A pan-European wallet and payment scheme from the European Payments Initiative.
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