Prism Data
- Headquarters
- New York, NY
- Website
- prismdata.com
- Category
- Open banking & data
- Speciality
- Data & aggregation
About
Prism Data is a cash-flow underwriting company that turns bank transaction data into credit and fraud risk scores and attributes for lenders. Its products include CashScore, a three-digit score with FCRA-compliant adverse action reasons, along with Insights, Income, Categories, Pulse and SMB Intelligence for small business lending. Model development began in 2016 with the team behind the Petal credit card, Prism Data was created in 2020 and it was spun out as an independent company in 2023. Its products are offered through data aggregators and decision engines, and in 2025 it announced support for Canada with Neo Financial as a partner. Case studies on its site include Synchrony and Step.
Verified listing — website, HQ and category checked before listing. Confirms the facts, not a rating or endorsement.