Fintecture

About

Fintecture is a French payment institution that provides account-to-account payments by bank transfer for businesses, using open banking. The Banque de France and the ACPR authorise and supervise it under number 17248. Its products are Immediate Transfer, an open-banking payment that needs no IBAN entry; Smart Transfer, which reconciles payments to a unique virtual IBAN in real time; and Verified disbursement, for refunds and credits to customer accounts. Merchants can take these payments online, in store through QR codes, and remotely through payment links. The company made its first open-banking transfers in 2020 and raised a Series A in 2022 with investors including Eurazeo, RTP Global and Allianz Trade, and its site names clients such as Edenred, Leroy Merlin, Auchan and Bricoman.