Perfios

About

Perfios Software Solutions provides software that financial institutions use for customer onboarding, origination, decisioning, underwriting and monitoring, including analysis of financial data for credit decisions. V.R. Govindarajan and Debashish Chakraborty established the company in 2008, and its timeline records the acquisitions of Fintech Labs and Karza Technologies. Its product suites include Perfios Analyse, which digitises documents such as bank statements, GST returns, income tax returns and payslips for credit underwriting, Perfios Verify for KYC, KYB and video KYC, Perfios Lens for decisioning, and Perfios Protect for fraud detection. Besides banks and financial services firms, it serves insurers, payment firms, fintechs, securities and investment firms, and e-commerce marketplaces. Its site lists a presence in markets including India, Indonesia, Malaysia, Singapore, the Philippines, the UAE, Egypt, Kenya and Ireland.