M2P Fintech

About

M2P Fintech is an Indian infrastructure provider that supplies banking, lending and payments technology to banks, lenders and fintechs through APIs. It was founded in 2014 by Madhusudanan R, Muthukumar A and Prabhu R and began as a payments-as-a-service business, launching prepaid card programmes on Visa, Mastercard and RuPay in 2015. Its products now include core banking, debit, credit and prepaid card issuing, loan origination and management, UPI, merchant acquiring, cross-border payments, KYC, and fraud and AML tools, with AI agents built into each stack. The company has expanded into the GCC, Southeast Asia, South Asia and Australasia, and opened a MENA regional headquarters in Abu Dhabi in 2020. Its website cites more than 200 banks, 300 lenders and 30 countries served.