Enfuce

About

Enfuce is a female-founded and led payments company, founded in 2016 in the Nordics, that provides card issuing, processing and licensing for banks, fintechs and consumer brands. Its cloud-native, API-first platform covers card processing, ledger, fraud and dispute management, and embedded analytics, supporting debit, credit, prepaid, multi-PAN, fuel and EV charge cards. Enfuce is a dual-regulated e-money institution authorised by Finland's FIN-FSA and the UK's FCA, holds Visa and Mastercard principal membership, and offers BIN sponsorship to companies that want to issue cards without their own licence. Card programmes named on its site include Octopus Electroverse, Swile, Pleo, Avida, SEB Embedded and Porsche. The company is led by CEO and co-founder Denise Johansson, with co-founder Niklas Apellund as CTO.