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Lending & credit fintech companies in the UK

38 fintech companies

38 lending & credit companies operating in the UK, verified and listed in the Let Fintech Grow! fintech directory.

Verified fintech companies in this list include InDebted, MODIFI, Moove, Afterpay and ClearScore, among 38 in the UK.

Lending & credit in the UK
AboundAn AI-driven lender offering personal loans, using open-banking data to assess affordability.AffirmA buy-now-pay-later provider offering transparent installment financing at checkout.AfterpayA buy-now-pay-later service, now part of Block, offering interest-free installments.AriaEmbedded deferred-payment and financing for B2B platforms.BambooInvesting app giving Africans access to Nigerian and US stock markets.BillieB2B buy-now-pay-later and invoice financing.BumperInterest-free vehicle repair and servicing finance, split into instalments.CanopyA rent-recognition and credit-building tool for renters, with deposit alternatives.CarmoolaApp-based car finance for used-car buyers.ClearScoreFree credit scores and reports, plus a marketplace matching people to cards, loans and car finance.CreditLadderA service that reports tenants' rent payments to credit agencies to help build their credit.CreditspringSubscription-based, no-interest borrowing designed to be simple and transparent.DailyPayOn-demand pay that gives workers access to earned wages.Fair FinanceA community finance provider offering affordable loans to underserved borrowers.FluroA technology-driven consumer lender offering personal loans (formerly Lending Works).FrodaEmbedded and direct lending for small businesses.Fund OurselvesA peer-to-peer lender offering short-term, flexible consumer loans.HummAn Australian buy-now-pay-later and consumer-finance group.InDebtedAn Australian AI-driven debt-collection and consumer-engagement platform.LendableDebt-finance platform channelling institutional capital to African and emerging-market lenders.LoanTubeA loan-comparison marketplace matching borrowers to real-rate personal and business loans.LoqboxA credit-building service that helps people improve their credit score.M-KOPAAsset financing and embedded credit giving underbanked customers phones, solar and loans on daily payments.MODIFIDigital trade finance and working capital for B2B trade.MonduB2B buy-now-pay-later for merchants and marketplaces.MooveRevenue-based vehicle financing for mobility entrepreneurs across Africa and global markets.Nova CreditCross-border and alternative credit data for lenders.PlendA B-Corp consumer lender offering fairer, affordable loans using open-banking data.re:capNon-dilutive financing for recurring-revenue companies.Salad MoneyA social-purpose lender offering affordable credit as an alternative to high-cost loans.SplititInstallment payments made on a shopper's existing credit card, with no new application.TotallyMoneyA credit app offering free credit reports and personalised borrowing options.TwoB2B buy-now-pay-later and trade credit.TymitA credit-card and instalment platform giving borrowers flexible repayment.UpdraftAn app that helps people clear credit-card debt with cheaper, restructured loans.YonderA rewards credit card built around experiences, aimed at people new to UK credit.ZilchAn ad-funded buy-now-pay-later network that lets shoppers spread the cost of everyday purchases.ZutoA car-finance marketplace matching drivers to lenders.

This is one slice of LFG!'s verified directory across 9 markets. Subscribe free for the weekly read on who's building fintech, and the people and investors behind them.

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