Verified directory
Lending & credit fintech companies in the US
81 lending & credit companies operating in the US, verified and listed in the Let Fintech Grow! fintech directory.
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Verified fintech companies in this list include InDebted, MODIFI, Moove, Afterpay and Splitit, among 81 in the US.
Lending & credit in the US
8figGrowth funding and planning for e-commerce sellers.AchievePersonal loans, debt resolution and financial-health tools.AcimaLease-to-own financing at the point of sale for everyday goods.AffirmA buy-now-pay-later provider offering transparent installment financing at checkout.AfterpayA buy-now-pay-later service, now part of Block, offering interest-free installments.Ascent FundingPrivate and income-based student loans.AutoFiDigital financing and commerce platform for auto dealers.AvantConsumer loans and credit cards for middle-income borrowers.Bespoke FinancialLending and working capital for cannabis businesses.Best EggPersonal loans and financial-health tools.Branch InternationalMobile lender and digital bank providing instant loans and accounts across East and West Africa.Bread FinancialCo-branded cards and point-of-sale financing.CardlessCo-branded credit card infrastructure for brands.CaribouAuto loan refinancing and insurance marketplace.CherryPoint-of-sale patient financing for healthcare providers.Climb CreditFinancing for career and skills-training programs.Cred.aiBanking app with a credit card that helps build credit safely.CrediblyFinancing for small and medium businesses.Credit SesameCredit scores, monitoring and credit-building banking.DailyPayOn-demand pay that gives workers access to earned wages.DenefitsPayment-plan software for healthcare and services.EarnInEarned-wage access and cash advances without mandatory fees.EdlyIncome-based repayment student loans.EnovaOnline lending to consumers and small businesses using analytics.Fig LoansAffordable small-dollar loans and credit building.FigureHome-equity lending and financial products built on blockchain.Fora FinancialWorking-capital loans for small businesses.Funding UMerit-based student loans without cosigners.GoodLeapPoint-of-sale financing for sustainable home improvements.Grow CreditCredit building through subscription payments.Happy MoneyPersonal loans focused on paying off credit-card debt.ImprintCo-branded credit cards and rewards programs.InDebtedAn Australian AI-driven debt-collection and consumer-engagement platform.JanuaryCompliant, consumer-friendly debt collection.KafeneLease-to-own point-of-sale financing for retailers and consumers.KanmonEmbedded lending infrastructure for software platforms.KapitusFinancing solutions for small and medium businesses.KatapultLease-purchase financing for nonprime e-commerce shoppers.KikoffLow-cost products designed to help people build credit.KovoCredit-builder product reporting installment payments to bureaus.LendingClubA digital bank and marketplace for personal loans.LendioA marketplace connecting small businesses to loan options.LendmarkConsumer finance company offering personal and auto loans.LoqboxA credit-building service that helps people improve their credit score.Mission LaneCredit cards and tools for people building their credit.MODIFIDigital trade finance and working capital for B2B trade.MooveRevenue-based vehicle financing for mobility entrepreneurs across Africa and global markets.MPOWER FinancingCross-border student loans for international and immigrant students.National FundingSmall-business loans and equipment financing.NavBusiness credit scores and a small-business financing marketplace.Nova CreditCross-border and alternative credit data for lenders.NybleInterest-free credit line and credit-building tool for Canadians.OportunInclusive lender offering personal loans and savings to underserved consumers.OppFiCredit access for consumers underserved by mainstream banks.PagayaAn AI credit network that helps lenders approve more borrowers.PatientFiFinancing for elective healthcare procedures.PayactivEarned-wage access and financial-wellness benefits.PerpayA pay-over-time marketplace and credit-building program tied to payroll.PiñataRent reporting and rewards for renters.Possible FinanceSmall short-term loans and credit building for underserved consumers.ProdigalAI for consumer-finance collections and servicing.Progressive LeasingLease-to-own payment option for retail purchases.Rapid FinanceWorking-capital and small-business financing.Regional FinanceConsumer installment lender for personal and auto loans.ScratchpayPatient financing for veterinary and medical care.SelfCredit-builder accounts and secured cards.SezzleA buy-now-pay-later service letting shoppers split purchases into interest-free installments.SlopeB2B payments with embedded lending and underwriting.SplititInstallment payments made on a shopper's existing credit card, with no new application.SunbitPoint-of-sale financing for everyday services and retail.TalaMobile microlender serving millions of underbanked customers in Kenya and other emerging markets.Tomo CreditCredit card that underwrites on cash flow to build credit history.TrueAccordMachine-learning-driven digital debt collection.TwoB2B buy-now-pay-later and trade credit.UpgradePersonal loans, cards and rewards checking.UpstartAn AI lending marketplace that helps banks and credit unions approve more borrowers.WisetackEmbedded consumer financing for in-person services.Zest AIAI-driven credit underwriting for lenders.ZilchAn ad-funded buy-now-pay-later network that lets shoppers spread the cost of everyday purchases.ZipA buy-now-pay-later provider operating widely in the US market.Zip CoAn Australian buy-now-pay-later and consumer-finance provider.
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