Spade
- Headquarters
- New York, NY
- Website
- spade.com
- Category
- Open banking & data
- Speciality
- Data & aggregation
About
Spade is a transaction data and AI platform that enriches card and payment transactions with structured merchant and location data for banks, fintechs and AI companies. Its use cases include real-time authorisation and risk decisions, with enrichment returned in under 40 milliseconds at P99, as well as rewards and attribution, analytics and AI, and reducing disputes by showing customers clear merchant details. It covers US and Canadian merchants and states that it processes over a billion transactions a month. A newer product, Predictions, uses a transaction foundation model to identify relevant offers such as cards, accounts, loans or rewards for each customer. Customer stories on its site include FIS, Bilt, PayPal, Mercury and Coast.
Verified listing — website, HQ and category checked before listing. Confirms the facts, not a rating or endorsement.