Sardine

About

Sardine provides a platform that brings together fraud prevention, anti-money-laundering (AML) compliance and real-time transaction monitoring for banks, fintechs, marketplaces and merchants. Its modular products cover device and behaviour signals, onboarding checks such as global KYC and KYB, document and bank-account verification and credit underwriting, as well as payment, card-issuing and bank-transaction fraud across rails including ACH, wires, SEPA, RTP, FedNow and Zelle. Its AML tools include transaction monitoring, sanctions screening, customer risk rating, case management and a sponsor-banking product for monitoring risk controls across fintech programmes, alongside AI agents for tasks such as alert review, investigations and business due diligence. Through Sonar, its consortium network, members share anonymised risk signals across fintech, banking and commerce to identify mule networks and coordinated fraud. Sardine states that it has raised $170 million, and it runs SardineCon, an event held in San Francisco in 2026.