Cross River
- Headquarters
- Fort Lee, NJ
- Website
- crossriver.com
- Category
- Banking & payments infrastructure
- Speciality
- BaaS & embedded finance
About
Cross River is a technology-focused bank that provides embedded payments, cards, lending, accounts and crypto services to fintech and technology companies through APIs. Founded in 2008 with a new bank charter, it is a Member FDIC bank led by founder, CEO and chairman Gilles Gade, and it runs its own API-driven banking core, COS. Its products include payouts via RTP and FedNow, ACH and wires, card issuing and processing, FDIC-insured accounts, bank-supervised loan origination for consumer and commercial lending, and stablecoin payments. Partners named in the company timeline on its site include GreenSky, LendingClub, Plaid and X (for X Money). Its parent company, CRB Group, has entered into an agreement to acquire Accrue, a fintech company focused on customer loyalty at the payment layer.
Verified listing — website, HQ and category checked before listing. Confirms the facts, not a rating or endorsement.