Aeropay

About

Aeropay is a pay-by-bank payments company, founded in Chicago in 2017, that offers account-to-account payments for US and Canadian businesses. Its products include Aerosync for bank account linking and financial data, pay-by-bank processing with same-day or faster settlement, payouts over real-time rails and ACH, and Guard, an AI-based risk and fraud prevention tool. It serves sectors including gaming, e-commerce, subscriptions, specialised retail and marketplaces, with use cases such as cash flow underwriting, instant account funding, recurring billing and in-store payments. The company partners with MVB Bank and states that its infrastructure is SOC 2 Type II certified. Businesses named on its site as using Aeropay include Topstep and Xsolla, and Worldpay is listed as a partner.