Kaleidofin

In their own words

Kaleidofin provides technology and credit-assessment tools that help banks, NBFCs and microfinance institutions lend to informal-sector and underbanked customers in India. Its platform covers lending-as-a-service, co-lending and securitisation, along with a credit-scoring model (ki score) built for borrowers who lack conventional credit histories. It also offers goal-based savings and investment products.