Hagbad

In their own words

Hagbad is a UK app that digitises informal group savings circles, known as ROSCAs, letting communities save together without interest. Members create or join a savings group, invite others, set a contribution schedule and track who has paid. An initial version records contributions, with bank integration to move money and pay out in turn in beta. Hagbad describes the service as interest-free and does not provide financial advice.